We love maybe not being truly a bank, this means we could offer you low interest rate, no cost signature loans!
Log in to top of debt, buy car that is new or make your ideal getaway a truth – we could tailor our signature loans to suit your spending plan.
In the event that you took away that loan of $10,000 over a 7-year term at the fantastic price of 9.95per cent p.a variable. your regular repayments could begin from $38!*
Apply online with our easy unsecured loan application that takes about fifteen minutes to complete.
Personal Bank Loan Calculator
Learn how much your loan repayments could be with this online loan calculator that is personal. Get going now!
Apply On The Web
Uncover what you ought to use! Our online personal bank loan application is simple and certainly will just take around a quarter-hour to perform.
Loan Agreement & General Terms
See a duplicate of our Loan Agreement and General Terms.
FAQ Loan Issues
You can apply to borrow any amount over $500 if you are a New Zealand citizen and over 18 years old.
First Credit union’s lending requirements, stipulations use.
It is possible to connect with borrow any quantity over $500. The total amount we approve may be susceptible to your economic circumstances meeting our financing requirements. utilize our loan calculator to have a sign of just what repayments for the quantity you may be attempting to borrow appear to be.
Positively! You don’t should be an associate of First Credit Union to utilize for a loan that is personal. You’ll apply online or by going to certainly one of our branches. You will become a member and can benefit from all the products and services we offer if you get a personal loan from First Credit Union.
Yes you’ll, at the mercy of your circumstances that are financial our normal financing criteria.
The application form process for expanding your own personal loan is equivalent to a unique loan and you may need certainly to fill the loan application form out once again. You are able to use online or by visiting certainly one of our branches.
First Credit Unions financing requirements, stipulations use.
No. We don’t charge any repayments fees that are early.
You can make payments that are extra your loan and you won’t be penalised.
It’s for you to decide! We provide for a wide range of purposes. We can shape that loan to generally meet your needs. Have the car that is new just just take that trip, combine the money you owe or simply just acquire some additional cash, we’re here to simply help.
First Credit Union doesn’t charge any loan application or processing charges, which may help you save hundreds.
The group in the beginning Credit Union are right here to greatly help. We recognize that sometimes things get wrong rather than to prepare.
For those who have missed an individual loan repayment it is necessary that you contact us or see your nearest branch as quickly as possible.
All of us will continue to work to you to get everything straight back on the right track, and so the sooner you e mail us the greater.
In the event the personal bank loan is approved we’ll want to see some photo ID, such as for instance a passport. If you should be perhaps not an associate we are going to likewise require evidence of your present home address such as for example a bank declaration or household bill addressed for your requirements. Please take a look at our list that is full of requirements.
Important Info
*Normal lending criteria apply and T&Cs apply. View our prices and costs right here. Numbers are an illustration just for a $10,000 loan at 9.95% p.a. variable over a 7-year term and will not add loan security insurance coverage.
Normal drifting prices vary from 9.95% p.a. adjustable to no more than 18.00% p.a. variable
No minimum loan term. Optimum loan term 7 years.
No application costs with no repayment that is early.