Explore our instance studies below to observe we could assist your customers

Explore our instance studies below to observe we could assist your customers

Explore our situation studies below to observe how we could assist your customers. From self-employed, to contractors and mortgages for the over 55’s. Our items and requirements are built together with your consumers in your mind.

No credit scoring

Very first time purchasers, Mr D and Mi S required a 90% home loan. Sourcing on price, their home loan consultant had tried two traditional loan providers but both had declined the applying at choice in theory phase. Both clients were suffering due to a low credit score after obtaining a copy of their credit files, it became apparent that whilst neither client had any adverse history.

Mr D hadn’t registered regarding the voters roll, so when both he and Mi S lived using their moms and dads, neither had formerly arranged any loans or finance agreements. Their credit files detailed their banking account history, and Mi S had one charge card, that was within its limitation but on two occasions over the past two years she was later making the payment that is monthly.

We had been able to https://signaturetitleloans.com/payday-loans-ct/ accept the application form given that consumers could effortlessly show affordability along with employment history that is satisfactory. Mr D supplied a conclusion for their omiion through the electoral roll and alternative evidence of addre history and Mi S supplied a reasonable explanation for the mied payments.

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Self-employed

Mr F worked being an IT consultant and had been trying to borrow ?200,000 at 85per cent loan to value.

Their spouse, had been a freelance journalist, but have been self-employed for le than one year, which intended her earnings had become excluded from our aement. Continue reading “Explore our instance studies below to observe we could assist your customers”