Chart 7: Car Loan and Bank Card Delinquency Prices
Records: at the least 3 months delinquent. The delinquency price may be the share of customers with one or more account for the reason that category who possess at minimum one account 90 or higher times past due for the reason that category. Delinquency prices consist of charge-offs. Data had been seasonally modified utilising the Census Bureau’s X11 procedure.
Sources: Federal Reserve Bank of the latest York customer Credit Panel/Equifax; U.S. Census Bureau; staff calculations.
Chart 8: Education Loan and HELOC Delinquency Prices
Records: at the least 3 months delinquent. The delinquency price could be the share of customers with one or more account for the reason that category that have at minimum one account 90 or maybe more times past due for the reason that category. Delinquency prices consist of charge-offs. Continue reading “Tenth District Credit Rating Report. Average Personal Debt”