- Also Financing. These loans are available to graduate students and the parents of dependent undergraduate students. payday loans in Pennsylvania PLUS loans have generally had higher interest rates than Stafford loans and, like unsubsidized Stafford loans, accrue interest while the student is in school. Unlike Stafford loans, PLUS loans are limited only by the student’s cost of attending a school. Continue reading “Growth in the volume out-of Federal Figuratively speaking Over time”