Houston Could Become Fifth Significant Texas City to Crack Down on Pay Day Loans

Houston Could Become Fifth Significant Texas City to Crack Down on Pay Day Loans

In a rebuke towards the do-nothing Texas Legislature, Houston took a step toward becoming the 5th major Texas town to pass payday and loan that is auto-title. Houston Mayor Annise Parker outlined her proposition week that is last announced that she’dn’t dilute the proposed ordinance predicated on industry needs.

“ we experienced at first favored a Houston-specific measure, but decided that joining along with other Texas towns in a united front side about this problem is the greatest option to send a stronger message into the Texas Legislature,” she said.

In a town very often rolls over for big company, Parker took a stand that is surprisingly strong the Texas cash advance industry, which did a lot more than $1 billion operating when you look at the Houston metro area in 2012 alone. Based on the Houston Chronicle:

She brushed apart issues about welcoming case, saying the town is sued daily, and failed to finesse her message towards the industry.

“They have actually stated they are going to go outside of the town restrictions of Houston, and I state: Don’t allow the home hit you on route out,” Parker stated. “This just isn’t about creating a reasonable revenue. It is about preying in vulnerable human being beings and making an obscene revenue.”

The Houston that is proposed ordinance much like those passed away in Austin, Dallas, El Paso, Houston and San Antonio. Of Texas’ six largest towns and cities, just Fort Worth nevertheless does not have any regulations on payday and auto-title lending. Due to the fact Legislature has over repeatedly did not impose any thing more than cursory restrictions on the industry, the motion to suppress usurious and predatory techniques has dropped to municipalities, a task that numerous are adopting. Continue reading “Houston Could Become Fifth Significant Texas City to Crack Down on Pay Day Loans”