Like with consumers on higher level/outstanding credit history variety, individuals labeled as “pretty good” from the the FICO Rating get a stronger history of for the-big date repayments across the some borrowing membership. Remaining them from an exceptional get tends to be a top than just 30% debt-to-borrowing limit ratio, or just a brief overview with borrowing.
The common VantageScore and FICO credit score having consumers regarding the Us falls inside assortment. Loan providers commonly name members of these kinds “prime” consumers. Continue reading “Good credit rating (VantageScore: 700 – 749; FICO: 670–739)”