Whenever you are sick and tired of having to pay towards the a number of different student money so you’re able to various mortgage servicers, student loan consolidation is a good option for you. Should you get an immediate Consolidation Loan, your essentially simply take several or your government student loans and merge him or her with the an individual brand new one. This really is a good program for many of us; but it is together with not primary. Consolidation normally done with individual financing, but this involves more factors as well. Below are a few of your positives and negatives regarding education loan combination.