Together with a great 30k piggy back loan

Together with a great 30k piggy back loan

Hi, I purchased a home with an excellent ex boyfriend for the 2007 and you can kept during 2009. The guy left our home and you will said he keep pace the fresh new payments. I did additionally the household are repossessed last year with 12k shortfall today he is asking me to pay the 44k for the personal while they cant find your, You will find gotten not get in touch with from their website 14 days into the but I cant be able to spend anything whenever they force I will have to go broke I’ve my ex target today manage I ticket that towards? What is actually my personal options? I also have no idea in the event that past percentage is therefore being 2011 can it be he or she is going after me out of the blue as the the nearby the statue barred? Shall We tell them I can go broke? What is the smartest thing in my situation doing I am an individual mommy towards the an awful money? Thanks a lot

You might inquire about a statement regarding Membership, who clarify when a fees was last made. Individually I might end up being lured to spread your own ex’s target – it’s their clutter, why should you manage your of it? You might query a personal debt agent in order to draw upwards an income & expenditure layer so you could pass you to definitely onto the lender – which can most likely reveal there is nothing to be gained from desire you.

Precious Sara and you may Debt Camel, you really have a sensational website and you can many thanks for the knowledge you may have nicely common. The debt towards file was in the event inserted in https://paydayloansexpert.com/payday-loans-al/ the extremely dated target where We have perhaps not already been for three years otherwise so much more. Can they matter Condition Legal page or take us to judge with this target? (and therefore I would never have the letter and thus instantly rating approved that have a great CCJ to possess not appearing so you’re able to tournament …….. while i might have no chance off understanding when they take us to courtroom. )

Ys, this new creditor could get an effective CCJ with your dated address. You might make an application for that it is booked For individuals who provides a protection with a good chance of achievements, which set aside application will cost ?255.

We decided to go to judge more a personal debt that was being chased from the MKDP, it absolutely was unproven additionally the courtroom ruled inside my go for. However, 2 years after and several financial obligation providers after i am also nonetheless becoming pursued. We blogged and you may informed the first you to definitely the information,they never ever replied now i have just unwrapped a moment page regarding a different one and they are this new customers. As to the reasons performed the firm MKDP not undertake new process of law decision.What is to my page say.

A few days in the past I’d a page of financial asking for us to mobile her or him

You desire particular pointers out of somebody who look on information on the debt, the earlier instance, emails an such like. You might speak to your regional People Advice, otherwise cell phone National Debtline 0808 808 4000 that are a great with the everything you related to CCJs

My personal question for you is the following: We have just lately had a copy from my credit file and that i get a hold of one post away from good defaulted believed debt that have Hoist Profile 2 (assume financial obligation enthusiast company) just like the manager

I am receiving characters away from CapQuest stating We are obligated to pay him or her ?6097 from an old loans that have HSBC. HSBC had set a standard to your because of it debt in which has decrease out of my credit reports. I was using low costs by way of a personal debt government package until 2013 however averted and this refers to the original I’ve heard of the debt?? If this debt has already got a default with it normally CapQuest place a beneficial CCJ inside it? I am nonetheless responsible for the debt? The past page stated I have 2 weeks if you don’t they are going to ‘consider’ court step…