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Youth Just Take A Stand On Payday Lending’s Crippling Affect on Daly City
Daly City presently gets the number that is most of payday loan providers in most of San Mateo County.
By Christa Bigue , Patch Staff
Sep 9, 2013 12:03 p m PT
Today at a Daly City City Council meeting youth advocates with Youth Leadership Institute (YLI) Peninsula advocates debt that is investigating (PAID) are asking for that the council follow an ordinance that limits the amount of payday loan providers in Daly City towards the five presently in procedure, the essential in all of San Mateo County. The ordinance being requested will not influence founded loan providers.
Payday loan providers have a substantial impact that is negative our community, based on a written report through the Insight Center For Economic developing. The five establishments that are payday-lending Daly City drain $272,845 through the community yearly. Regarding the residents surveyed, the full 25 % had applied for some sort of cash advance.
Youth advocates think this ordinance shall avoid any longer loan providers from adding to the blight of payday loan providers in areas of Daly City, for instance the the surface of the Hill area. Payday loan providers are eight times prone to be located in communities of color, maintaining communities in a cycle that is vicious of.
“Being in a period of financial obligation stops our community from supporting regional companies in Daly City,” stated Alex Cansanay, YLI youth advocate and Daly City resident.
Analysis has additionally shown that Payday lenders usually trap individuals into that loan who will be not able to repay it, evoking the normal consumer to sign up for eight to ten consecutive loans, frequently heading back and forth between a couple of payday establishments.
“I’m taking a stand for my community because I do not would you like to see any more families suffer from payday debts that are lending Daly City,” said Dominic Bautista, YLI youth advocate and Daly City resident.
Other residents share comparable views. Centered on a recent survey carried out by YLI youth advocates 80 per cent of residents would help a Daly City ordinance that restricted how many payday lenders running into the town.
Youth advocates think this ordinance will protect the town from extra Payday Lending establishments, preventing greater negative impact that is economic their community. Also, youth advocates wish to make sure families are safe from dropping into a cycle of financial obligation brought on by payday lenders. This request will require spot in the Daly City City Council conference Monday, Sept. 9, at 7 p.m. during the City Hall Council Chambers – second Floor —333 – 90th Street, Daly City.
Pacifica, CA | News | 1h
Trump Megadonors Contract Coronavirus, Joining Fellow Billionaire
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